USDA Home Loans for Rochester Minnesota
and Surrounding Areas
USDA Home Loans provide 100% financing for a home purchase, or refinancing in a USDA designated rural area like Rochester MN. USDA home loans are guaranteed by the United States Department of Agriculture and are serviced by direct lenders that meet federal guidelines.
USDA home loan program offers real financial benefits to those that qualify and requires absolutely no down payment for the purchase of a home. USDA home loans also come with no monthly mortgage insurance, flexible credit guidelines, and low interest rates.
Finding out if you are qualified is the first step in home ownership. By clicking on the Apply On-line Now button above you can choose between the quick and full applications.
If you are just getting started looking for your next home in Rochester MN or surrounding areas, or thinking about refinancing your current home, you may want to fill out the Short Application, this takes less than 5 minutes. If you are ready to apply for a home loan right now just select the Complete Application option. This application will take about 10-15 minutes. Thank you for choosing Rochester Minnesota's preferred home loan mortgage broker, SJD Mortgage Services.